You’ve worked your whole career, but you end up not able to practice your profession due to a physical or mental handicap. You are not alone. In fact, some figures indicate that a person inside their mid-thirties has a 50:50 chance of having an illness which prevents them from working for at least three months before they retire. One out of seven workers will become disabled for a period of over five years.
Luckily, you’re wise enough to purchase disability insurance to offset the danger that you would become handicapped. (more…)